Update on Pedro LeonelPedro Leonel, 22, is married living with his wife and son, Adriam, 1, in Ventanas Canton, Los Ríos Province. This communal bank is called “San Francisco de Sibimbe” and it’s located in Recinto Sibimbe belonging to Ventanas Canton. It has 20 members who work in short cycle corn and rice farming.
Pedro grows corn and rice. His purchases take place in Ventanas and his sales in the local market there. He is requesting the loan to buy seeds, urea, weed killer, fertilizer and manure. Support from the loan will help him economically to meet his needs. He faces challenges like not having money to invest. His dream is to have a business of his own and a lot to build a house on. In his free time he likes playing Indoor soccer.
Esta Ventanilla se llama VRC SAN FRANCISCO DE SIBIMBE, se encuentra ubicada en el Recinto Sibimbe, perteneciente al Cantón Ventanas, esta ventanilla tiene 20socio los cuales se dedican a labores agrícolas de ciclo corto siembran maíz y arroz.
Pedro se dedica a la agricultura a la siembra de maíz y arroz. Las comprar las realiza en Ventanas cada mes y las vende en la feria de la misma localidad.
Solicita el crédito para la compra de semillas, fertilizantes, urea, líquido para la maleza y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como la falta de dinero para invertir. El sueño es tener un negocio propio y un terreno para construir una casa.
En el tiempo libre le gusta jugar indor.
Previous Loan DetailsPedro Leonel is 21 years old, and he is married. He lives with his wife and his one year old son, Adrian, in the Ventanas canton, Los Ríos province. His Communal Bank is called San Francisco de Sibimbe. It is located in Sibimbe precint, which is in the Ventanas canton. The communal bank has… More from Pedro Leonel's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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