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Carmen is single and has no children. She lives in an anticrético [transaction whereby a property owner requests a "loan" from you in exchange for housing, which must be paid back to you at the end of your contract. If your loan is not repaid, the property owner could lose the property to you] house occupying two bedrooms. The house is located in the north part of La Paz in the Agua de la Vida neighborhood.

She earns income at present selling all types of CDs and DVDs, be they music or film because Carmen has a sales stand downtown and what she earns by working more than 8 hours per day is able to cover her food and basic utility costs. She needs the loan to buy CDs and DVDs in large amounts to improve income because she wants to increase her merchandise.

Carmen’s dream is to own a house because she wants to have more comfort and improve her quality of life. This is the first time she’s requested an IMPRO and KIVA loan.
View original language description ↓
Carmen, es soltera y no tiene hijos; vive en una casa en anticrético ocupando solo dos habitaciones, la casa esta ubicada en la zona Agua de la vida en la zona norte de la ciudad de La Paz.
Actualmente percibe ingresos ya que se dedica a la venta de todo tipo de CD´s y DVD´s, ya sean musicales o de películas, pues Carmen cuenta con un puesto de venta en el centro de la ciudad y con lo que gana trabajando por más de ocho horas al día debe cubrir los gastos de alimentación y pago de servicios básicos.
El crédito lo requiere para la compra de CD´s y DVD´s por cantidades mayores para mejorar sus ingresos pues desea aumentar su mercadería.
El sueño de Carmen es tener su casa propia ya que desea tener más comodidad y mejorar su calidad de vida.
Es la primera vez que solicita crédito junto a IMPRO y KIVA.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 201
    View loans »
    Bolivia Loans Fundraising
  • $31,407,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Carmen to buy CDs and DVDs at wholesale for subsequent resale at retail.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 21, 2012
Aug 30, 2012
Currency Exchange Loss:
Nov 17, 2013