Check out some available loans that are similar to this one!
José Elías
Sr. José is 44 years old. He is a cattle merchant as well as a farmer, who cultivates basic grains such as maize. Currently he is raising three cows and has had this business for more than 20 years. His family is also involved in this activity, which is a family business.

He buys cattle in market areas surrounding the city and there is a distance of 4 kilometers from his canton to the city. Therefore when he buys livestock in these markets he transports them in his truck.

José will invest the loan in the purchase of three cows to raise along with five 100-lb bags of feed for his cattle. Upon buying three cows to raise and later market, he will be able to increase his monthly sales and will have more cash for buying and selling. He will have more income relative to what he has now and his profit margin will increase.

He wants to build or improve his house because his current residence is made of adobe and plaster, however with the rain the plaster is deteriorating; therefore he wants to rebuild with bricks.

.
View original language description ↓
El señor José tiene 44 años de edad, es comerciante de ganado; también se dedica a la agricultura siembra de granos básicos como maíz. A su vez es ganadero actualmente cuenta con 3 semovientes de crianza (vacas) esta actividad la realiza desde hace mas de 20 años. Cuenta que su familia se dedicaba ha esta actividad productiva. El cliente manifestó que esta actividad es patrimonio familiar.

El ganado lo compra en los tiangues aledaños a la zona que se encuentran en la ciudad, ha una distancia del Cantón a la ciudad de 4 kilómetros, cuando se compran en este tiangue los semovientes son trasladados por José en camión.

El préstamo será invertido en la comprar tres vacas para la crianza y cinco quintales de concentrado para el ganado. Al comprar tres vacas para la crianza y posterior comercialización podrá incrementar las ventas mensuales que realiza y tendrá más efectivo para poder comprar y vender.

Tendrá mas ganancias con relación a las que tiene actualmente y los niveles de utilidad incrementaran

El señor José desea construir o mejorar la vivienda en donde reside, ya que donde él vive es de adobe y repellada; pero con la lluvia este repello se esta deteriorando; por esta razón quiere construirla de ladrillo.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 460
    View loans »
    El Salvador Loans Fundraising
  • $23,123,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,500 helped José Elías to purchase three cows to raise and five 100-lb bags of feed for his cattle.
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 20, 2012
Listed
Sep 5, 2012
Currency Exchange Loss:
N/A
Expired:
Oct 5, 2012