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Cecilia Rosalia

Update on Cecilia Rosalia

Cecilia Rosalia is 27 years old, married, and lives with her husband and their two children in the Ventanas canton in the province of Los Ríos. The communal bank she belongs to is called VRC San Francisco de Sibimbe and is located in the Sibimbe precinct in the Ventanas canton. It boasts twenty members who are all engaged in short-cycle agricultural activities: they grow sweetcorn and rice. Cecilia Rosalia, on top of growing sweetcorn and rice, raises hens and pigs. She buys and sells in Ventana each month. She asks for this loan in order to buy seeds, urea, fertiliser and manure. The loan will help her by giving her the funds to buy these supplies she needs. Her dream is to have enough funds of her own one day. Her spare time is spent with her family.
View original language description ↓
Cecilia Rosalia tiene 27 años, es casada vive con el esposo y con los dos hijos. Vive en El Cantón Ventanas Provincia de Los Ríos.

Esta Ventanilla se llama VRC SAN FRANCISCO DE SIBIMBE, se encuentra ubicada en el Recinto Sibimbe, perteneciente al Cantón Ventanas, esta ventanilla tiene 20socio los cuales se dedican a labores agrícolas de ciclo corto siembran maíz y arroz..

Cecilia Rosalia se dedica a la agricultura a la siembra de maíz, arroz, además se dedica a la crianza de gallinas y cerdos. Las compras y las ventas las realiza en Ventanas cada mes.

Solicita el crédito para la compra de semillas, urea, fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir necesidades. El sueño es tener un capital propio.

En los tiempo libres se dedica a pasar con la familia.

Previous Loan Details

Cecilia Rosalia is 26 years old, married, and lives with her husband and two children in the Ventanas canton in the province of Los Ríos. The community bank VRC San Francisco de Sibimbe is located in the Sibimbe precinct in the Ventanas canton. It has 20 members who work in short cycle agricu... More from Cecilia Rosalia's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Cecilia Rosalia to buy seeds, urea, fertiliser and manure.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 3, 2012
Listed
Aug 30, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 19, 2013