Oscar, 19, is married living with his wife and children in the city of Ventanas, Los Ríos Province. The “El Laurel” communal bank is located in Recinto El Laurel in Zapotal Nuevo Parish belonging to Ventanas Canton; it’s involved with agricultural activities.
Oscar grows corn, rice and broad beans and also raises chickens and pigs. The loan has helped him buy seeds, manure and fertilizer for the crops and feed for the animals. The loan is a great help to increase production.
His dream is to have money to build a house. He likes playing sports with his family.
OSCAR TIENE 19 AÑOS DE EDAD ES CASADO CON LA ESPOSA Y CON CON LOS HIJOS VIVEN EN LA CUIDAD DE VENTANAS PROVINCIA DE LOS RIOS.
LA VENTANILLA EL LAUREL SE ENCUENTRAS UBICADA EN EL RECINTO EL ALUREL DE LA PARROQUIA ZAPOTAL NUEVO PERTENECIENTE AL CANTON VENTANAS SE DEDICA A LABORES AGRICOLAS
OSCAR SE DEDICA A LA AGRICULTURA A LA SIEMBRA DE MAIZ, ARROZ Y FREJOL ADEMAS A LA CRIANZA DE GALLINAS Y CERDOS, CON CREDITO LE AYUDADO A INVERTIR EN SEMILLAS, ABONOS, Y FERTILIZANTES PARA LOS CULTIVOS Y EN BALANCEADO PARA LOS ANIMALES. EL CREDITO ES DE GRAN AYUDA PARA AUMENTAR LA PRODUCCION.
EL SUEÑO ES TENER DINERO PARA HACER LA CASA.
LE GUSTA HACER DEPORTE CON LA FAMILIA.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!