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Cesar Ceferino
César, 28, is married living with his wife and two children in the city of Ventanas, Los Ríos Province. The “El Laurel” communal bank is located in Recinto El Laurel in Zapotal Nuevo Parish belonging to Ventanas Canton; it’s involved with agricultural activities.

César grows corn, rice and broad beans and also raises chickens and pigs. The loan has helped him buy seeds, manure and fertilizer for the crops and feed for the animals. The loan is a great help to increase production.

His dream is to have good health and life to continue working to give everything to his son. He likes playing sports with his family in his spare time.
View original language description ↓
CESAR TIENE 28 AÑOS DE EDAD ES CASADO CON LA ESPOSA Y CON CON LOS HIJOS VIVEN EN LA CUIDAD DE VENTANAS PROVINCIA DE LOS RIOS.

LA VENTANILLA EL LAUREL SE ENCUENTRAS UBICADA EN EL RECINTO EL ALUREL DE LA PARROQUIA ZAPOTAL NUEVO PERTENECIENTE AL CANTON VENTANAS SE DEDICA A LABORES AGRICOLAS

CESAR SE DEDICA A LA AGRICULTURA A LA SIEMBRA DE MAIZ, ARROZ Y FREJOL ADEMAS A LA CRIANZA DE GALLINAS Y CERDOS, CON CREDITO LE AYUDADO A INVERTIR EN SEMILLAS, ABONOS, Y FERTILIZANTES PARA LOS CULTIVOS Y EN BALANCEADO PARA LOS ANIMALES. EL CREDITO ES DE GRAN AYUDA PARA AUMENTAR LA PRODUCCION.

EL SUEÑO ES TENER SALUD Y VIDA PARA SEGUIR TRABAJANDO PARA DAR TODO A SU HIJO.

EN LOS TIEMPOS LIBRES LE GUSTA HACER DEPORTE CON LA FAMILIA.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 11
    View loans »
    Ecuador Loans Fundraising
  • $22,535,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Cesar Ceferino to buy seeds, farm supplies and animal feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 25, 2012
Listed
Aug 30, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2013