Update on Christian PatricioChristian Patricio, 26, is married and lives with his wife and children in Ventanas canton in Los Ríos province. The communal bank SAN FRANCISCO DE SIBIMBE is located in Sibimbe in Ventanas canton. The group has 20 members who do seasonal farmwork such as planting corn and rice. Christian Patricio is a farmer who plants corn. He makes his purchase and sells his products in Ventanas each month.
He is requesting this loan to buy seed, fertilizer, urea, pesticide, and manure. The loan will help him meet his financial needs. His dream is to support his wife and children, and he likes to play sports in his free time.
Esta Ventanilla se llama VRC SAN FRANCISCO DE SIBIMBE, se encuentra ubicada en el Recinto Sibimbe, perteneciente al Cantón Ventanas, esta ventanilla tiene 20socio los cuales se dedican a labores agrícolas de ciclo corto siembran maíz y arroz.
Christian Patricio se dedica a la agricultura a la siembra de maíz. Las compras y las ventas lo hace en Ventanas cada mes.
Solicita el crédito para la compra de semillas, fertilizantes, urea, insecticidas y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. El sueño es salir adelante con la esposa y los hijos.
En el tiempo libre le gusta hacer deporte.
Previous Loan DetailsChristian Patricio is 25 years old and is married and lives with his wife and children. He lives in the canton of Ventanas in the province of Los Ríos. This communal bank is called VRC San Francisco de Sibimbe and is located in the Sibimbe precinct in the canton of Ventanas. The communal bank… More from Christian Patricio's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid