Update on Ysabel CatalinaYsabel Catalina is 34 years old and married. She lives with her husband and children in the canton of Ventanas in Los Ríos Province.
The Communal Bank “San Francisco de Sibimbe” is located in the neighborhood of Recinto Sibimbe in the canton of Ventanas. This Communal Bank has 20 members who engage in short-cycle farming. They grow corn and rice.
Ysabel Catalina is a farmer who grows corn, rice, and pigeon peas. Her purchases and sales are conducted in Ventanas every 15 days. She is requesting a loan in order to buy seeds, fertilizers, compost, urea, and insecticides. With the help of this loan, she will be able to grow her crops. Her dream is to buy a large piece of land.
In her free time, Ysabel Catalina enjoys playing volleyball.
Esta Ventanilla se llama VRC SAN FRANCISCO DE SIBIMBE, se encuentra ubicada en el Recinto Sibimbe, perteneciente al Cantón Ventanas, esta ventanilla tiene 20socio los cuales se dedican a labores agrícolas de ciclo corto siembran maíz y arroz.
Ysabel Catalina se dedica a la agricultura a la siembra de maíz, arroz, fréjol gandul. Las compras y ventas las realiza en Ventanas cada 15 días.
Solicita el crédito para comprar semillas, fertilizantes, abonos, urea, insecticidas. Con el apoyo del crédito podrá realizar la siembra. El sueño es comprar un terreno grande.
En el tiempo libre le gusta jugar boli.
Previous Loan DetailsYsabel Catalina is 33 years old and married. She lives with her husband and children in the canton of Ventanas in Los Ríos Province.
The Communal Bank “San Francisco de Sibimbe” is located in the neighborhood of Recinto Sibimbe in the canton of Ventanas. This Communal Bank has 20 members w... More from Ysabel Catalina's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid