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Jose Remberto
José lives in the community of TinTin in Mique Province, Cochabamba Department. He has three dependent children. José works in agriculture and in his free time as a locksmith. He had weather-related problems, draught and frost, during his previous growing cycle; water levels for irrigation dropped and crop production did too. This disaster led to his family’s economic collapse because they supported themselves through agricultural production growing mostly peanuts, beans and potatoes each year on their small parcel.

José is a very well-liked and respected person where he lives because of his dedication to agricultural work and for the locksmith services he provides with which he moves his family forward; he also makes up for economic shortfalls working as a day laborer in agriculture to earn a few pesos and be able to support his children and pay for their schooling.

He’s asking for the loan to buy seeds, chemical fertilizer, organic fertilizer and other agricultural chemicals to improve production and his quality of life. He works small parcels of land that are owned by his entire family.

He strongly believes that he will improve his condition and his economic solvency with this loan and that in future opportunities he will invest larger loans that will make it possible for him to start businesses that are more profitable and have higher economic value.
View original language description ↓
EL SEÑOR JOSÉ VIVE EN LA COMUNIDAD DE TIN TIN DE LA PROVINCIA DE MIZQUE DEL DEPARTAMENTO DE COCHABAMBA, TIENE TRES HIJOS DEPENDIENTES, JOSE SE DEDICA A TRABAJAR EN LA AGRICULTURA, Y EN TIEMPOS LIBRES A LA CERRAJERIA, EN LA ANTERIOR COSECHA TUVO PROBLEMAS CLIMATICOS DE SEQUIA Y HELADAS, POR EFECTO, LAS AGUAS DE RIEGO BAJARON DE CAUDAL AFECTANDO AL RENDIMIENTO DE LA PRODUCCION DE SUS CULTIVOS, ESTE DESASTRE HIZO FRACASAR EN SUS INGRESOS ECONOMICOS A LA FAMILIA, QUE SE MANTENIAN CON LA PRODUCCION AGRICOLA, CADA AÑO PRODUCEN PRINCIPALMENTE, MANÍ, FREJOL, PAPA, EN SU PEQUEÑA PARCELA. JOSÉ ES UNA PERSONA MUY QUERIDA Y RESPETADA EN EL LUGAR DONDE VIVE POR LO DEDICADO AL TRABAJO AGRICOLA Y SERVICIOS DE CERRAJERIA QUE OFRECE, CON EL CUAL SACA ADELANTE A SU FAMILIA A SI MISMO COMPLETA SUS NECESIDADES TRABAJANDO DE JORNALERO EN LA AGRICULTURA, PARA GANAR ALGUNOS PESOS, ASI MANTENER Y COSTEAR LOS GASTOS DE ESTUDIO DE SUS HIJOS, EL ESTA SOLICITANDO EL CREDITO PARA COMPRAR SEMILLAS, ABONO QUIMICO, ABONO ORGANICO Y AGROQUIMICOS DE ESTA MANERA MEJORARAR LA PRODUCCION Y CALIDAD DE VIDA; TRABAJAN EN LAS PEQUEÑAS PARCELAS QUE TIENEN CON TODA SU FAMILIA. TAMBIEN TIENE LA CLARA IDEA DE QUE CON ESTE CREDITO MEJORARA LAS CONDICIONES, SOLVENCIA ECONOMICA Y QUE EN LAS PROXIMAS OPORTUNIDADES REALIZARA INVERSIONES CON CREDITOS MAYORES QUE LE PERMITIRAN EMPRENDER NEGOCIOS CON UTILIDADES DE MAYOR VALOR ECONOMICO.

Additional Information

About CIDRE

CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 163
    View loans »
    Bolivia Loans Fundraising
  • $30,747,725
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Jose Remberto to buy chemical fertilizer, organic fertilizer and other chemical farm supplies.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jul 30, 2012
Listed
Sep 5, 2012
Currency Exchange Loss:
Covered
Ended:
Feb 17, 2014