This client, Ntakobajira, is an energetic woman, who is 53 years old. The treasurer of the loan group Maendeleo, she is married to a businessman and is the mother of eight children, all with education. She sells used curtains at the city's central market. The loan requested is going to be used to purchase 5 bales of used curtains. Her wish is to build a family house; thus, she thanks Hekima for its actions.
La cliente Ntakobajira est une femme dynamique, âgée de 53 ans. Trésorière du groupe de crédit Maendeleo est mariée à un homme d’affaire et mère de 8 enfants tous scolarisés. Elle vendeuse des rideaux usagers au marché central de la ville. Le crédit sollicité va lui servir à l’achat de 5 ballons des rideaux usagers. Son vœu est de construire une maison d’habitation familiale ; ainsi, elle remercie Hekima pour ses actions.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.