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Sagyn is 41 years old and raising four school-age children by herself, and her three oldest live separately. To provide a source of income for her family, she has been involved in farming and animal husbandry for five years, having started this business with 5,000 som (KGS). Thanks to Sagyn's hard work, today her business contains one dairy cow with offspring, ten small livestock and one horse, and the monthly profit from the business amounts to about 5,000 som (KGS). She also works on 9 hectares of land, where she grows perennial herbs, which serve as livestock feed. Because the fall season is especially active, which has to do with seasonality of the agricultural sphere, Sagyn, just like many other village residents, needs financial support to develop her business. Due to this, Sagyn requested a loan in the amount of 100,000 som (KGS) from the "Bai-Tushum and Partners" company to buy dairy cows. She plans to invest the earnings from the loan into a continued business development and wants to help her son to hold a wedding next year.
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Сагын 41 год, одна воспитывает 4 детей школьного возраста, 3 старших живут отдельно. Сагын в качестве источника дохода для своей семьи, на протяжении 5 лет занимается полеводством и животноводством, начав этот бизнес с 5,000 сом (KGS). Благодаря упорному труду Сагын в ее хозяйстве на сегодняшний день имеется дойная корова с приплодом, 10 голов мелкого рогатого скота, 1 лошадь, ежемесячная прибыль от хозяйства составляет около 5,000 сом (KGS). Также, Сагын обрабатывает 9 га земли с многолетними травами, служащей в качестве корма для скота.
Так как осенний период является особенно активным, что связано с сезонностью в агросекторе, Сагын также, как и многие жители сел, нуждается в финансовой поддержке для развития своего бизнеса. В связи с этим, Сагын обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку дойных коров. Доходы от кредита Сагын планирует вкладывать в развитие бизнеса, а на следующий год помочь сыну в проведении свадьбы.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 69
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,305,375
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Sagyn to purchase dairy cows.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 16, 2012
Aug 24, 2012
Currency Exchange Loss:
Sep 17, 2014