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Valentina is divorced. She lives and works in Novaya Kahovka. She sells women's knitted clothing at a local market. Valentina leases the land from the market administration, but owns her boutique for three retail spaces. She has been in sales for 17 years. Valentina plans to invest the 22,000 hryvnia Kiva loan into a purchase of fall and winter knitwear, particularly cardigans, sweaters, skirts and suits, wholesale for a subsequent retail sale. She plans to continue being involved in the business and wants to expand her retail space and clothing selection.
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Валентина – разведена. Она живет и работает в Новой Каховке. Она торгует женской трикотажной одеждой на местном рынке. Валентина арендует землю у администрации рынка, владея бутиком на три торговых места. В торговле она уже 17 лет.

Валентина планирует вложить средства, полученные от КИВА в размере 22 000 гривен в закупку осенней, зимней трикотажной одежды, а именно, кофт, свитеров, юбок, костюмов оптом для последующей розничной реализации. Она планирует заниматься бизнесом и в дальнейшем, расширяя свое торговое место и ассортимент одежды.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,725 helped Valentina to purchase fall and winter knitwear.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Aug 24, 2012
Currency Exchange Loss:
Aug 17, 2013