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Gulmairam
Gulmairam is 49 years old, married, and has raised 4 children. As the main source of income for her family, Gulmairam has been raising livestock and growing crops for the past 20 years, having started her business with 15,000 som (KGS). Thanks to her hard work, Gulmairam's herd presently includes 3 calves, 20 sheep and goats, and 1 horse, and the business earns roughly 10,000 som (KGS) per month. Additionally, Gulmairam works 0.3 hectares of land with corn, whose sale brings seasonal profits.

As the autumn period is particularly busy in agriculture, Gulmairam, as many other farmers, needs financial support in order to develop her business. In light of this, Gulmairam has turned to Bai Tushum & Partners for a loan of 100,000 som (KGS) to purchase dairy cows. She plans to invest her profits from this loan into further expansion of her business, and also to update the decor in her home.
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Гулмайрам 49 лет, замужем, воспитала 4 детей. Гулмайрам в качестве основного источника дохода для своей семьи, на протяжении 20 лет занимается полеводством и животноводством, начав этот бизнес с 15,000 сом (KGS). Благодаря упорному труду Гулмайрам в ее хозяйстве на сегодняшний день имеется 3 бычка, 20 голов мелкого рогатого скота, 1 лошадь, ежемесячная прибыль от хозяйства составляет около 10,000 сом (KGS). Также, Гулмайрам обрабатывает 30 соток земли с кукурузой, прибыль с продажи которой является сезонной.
Так как осенний период является особенно активным, что связано с сезонностью в агросекторе, Гулмайрам также, как и многие жители сел нуждается в финансовой поддержке для развития своего бизнеса. В связи с этим, Гулмайрам обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку дойных коров. Доходы от кредита Гулмайрам планирует вкладывать в развитие бизнеса, а в доме сделать косметический ремонт.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 124
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,511,900
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Gulmairam to purchase dairy cows.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 9, 2012
Listed
Aug 24, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013