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Tracy is a single mother of three children; two of her children go to school, and the third one is too young. She doesn’t take care of additional family members.

She has a business selling used clothes and has been in this business for four years. She has applied for a loan of 200,000 Uganda shillings from MCDT-SACCO to buy more bales of used clothes to sell on a retail basis seven days a week.

Her major business challenges include seasonality and thieves. She aspires to become a wholesaler and to build her own house. She resides in a rented house, and the family has access to electricity and piped water. Her monthly expenses include rent, school fees and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 217
    View loans »
    Uganda Loans Fundraising
  • $32,044,650
    Funds lent in using Kiva
  • 2,487.0
    Uganda Shillings (UGX) = $1 USD