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Update on Zulfiya

Zulfiya is 57 years old, married and the mother of three children. She has worked in the field of animal husbandry for more than three years and is one of the best and successful businesswomen in her local market. She buys cattle, cares of them for two or three months and then sells them to people who live in her area. She has done well because her cattle are fat and attract a lot of customers. She is requesting a loan for 7,000 somoni to buy more young cattle to raise. Her goal is to provide her family with a higher standard of living. She promises to make payments on time and is eager to have your support.

Previous Loan Details

N. Zulfiya is 53 is years old. Zulfiya and her husband, who is a driver, have been married for almost 30 years and have raised three wonderful children. One of them is already married and has children of his own. Zulfiya has been running her own small business for 15 years already. She has a plac... More from Zulfiya's previous loan »

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Tajikistan

  • $2,700
    Average annual income
  • 190
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Zulfiya to buy cattle to raise and sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 9, 2012
Aug 25, 2012
Currency Exchange Loss:
Sep 21, 2013