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040405- Hải Sơn- Hoằng Trường-Hoằng Hoá Group
In this Group: Hòa , Tròn, Hà , Hồng, Thanh, Lan
Hòa operates a fishing business and is requesting a loan to purchase netting to fish. Hòa has been involved in this business for eight years.
Hòa is 29 years old and is married with two children.
She is the leader of a six-member group, the 040405- Hải Sơn- Hoằng Trường-Hoằng Hoá solidarity group.
Tiến supports two dependents with her business in Hoang Hoa District, a rural town in Thanh Hoa Province.
In 2008, Hòa joined Thanh Hoa Fund for Poor Women to improve her business. Hòa has successfully repaid four loans from Thanh Hoa Fund for Poor Women.
The main hardship that Hòa faces in her business is the lack of capital.
In the future, Hòa hopes for her business to do well so she would be able to buy more supplies and equipment and to maintain a successful business.

Additional Information

About Thanh Hoa Fund for Poor Women (FPW)

Thanh Hoa Fund for Poor Women (FPW) works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, FPW prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $725
    Average annual income
  • 27
    View loans »
    Vietnam Loans Fundraising
  • $12,532,400
    Funds lent in using Kiva
  • 20,820.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 040405- Hải Sơn- Hoằng Trường-Hoằng Hoá Group's $1,750 loan helped a member to purchase netting to fish.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 23, 2012
Aug 24, 2012
Currency Exchange Loss:
Aug 17, 2013