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Carmen Alejandrina
Carmen Alejandrina, age 39, is in a common-law marriage, and she has four children. She lives with her husband and their children in the Ventanas canton in the Los Ríos province.

This communal bank is called San Francisco de Sibimbe, and it is located in the Sibimbe precinct in the Ventanas canton. This communal bank has 20 members who devote themselves to growing short cycle corn and rice.

Carmen Alejandrina grows corn and rice. She also raises chickens and pigs. She makes her purchases and sales in Ventanas every month.

She is requesting the loan to buy corn seeds, urea, fertilizers, liquid pesticide, and Ranger (pesticide). With the support of the loan she will be able to increase production, and, therefore, increase her income. She faces challenges like pest infestations that attack the crops.

Her dream is to increase her corn crops. She likes to spend her free time with her family.
View original language description ↓
CARMEN ALEJANDRINA tiene 39 años de edad de estado civil unión libre tiene cuatro hijos, vive con el esposo y con los hijos en El Cantón Ventanas Provincia de Los Ríos.

Esta Ventanilla se llama VRC SAN FRANCISCO DE SIBIMBE, se encuentra ubicada en el Recinto Sibimbe, perteneciente al Cantón Ventanas, esta ventanilla tiene 20socio los cuales se dedican a labores agrícolas de ciclo corto siembran maíz y arroz.

CARMEN ALEJANDRINAr se dedica a la agricultura a la siembra de maíz y arroz, además se dedica a la crianza de pollos, cerdos. Las compras y las ventas lo hace en Ventanas cada mes.

Solicita el crédito para comprar semillas de maíz, urea, fertilizantes, líquido mata plagas, ranger. Con el apoyo del crédito podrá incrementar la producción y por ende los ingresos.

Enfrenta desafíos como plagas que atacan a los cultivos. El sueño es incrementar las siembras de maíz. En el tiempo libre le gusta pasar con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 101
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Carmen Alejandrina to buy corn seeds, urea, fertilizers, liquid pesticide, and Ranger (pesticide).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 3, 2012
Aug 30, 2012
Currency Exchange Loss:
Sep 19, 2013