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Julio Adalberto
Julio is 21 years old and lives with his life companion. He has been working in the buying and selling of cattle for about a year. It was his father that taught him, since he used to accompany his father to the market when he went on Wednesdays. He buys and sells cattle on Wednesdays in a market that is 20 kilometers from his house. He and others pay together for transport to move the cattle and save themselves some money. He leaves his house at 5:00am and returns at 1:00pm.

The loan that he is asking for from Fundacion Campo is to purchase two calves. He will feed them and take care of them until they are in gestation and then sell them at a higher price. Julio says that if it wasn't for the loan, he would have a tough time getting the money together to buy them. With the additional investment that he will get from the sale of the cattle, he will save in order to build a new addition to his house.
View original language description ↓
Julio tiene 21 años de edad, vive con su compañera de vida. Él lleva aproximadamente un año de dedicarse a la compra y venta de ganado, fue su papá quien le enseño, pues solía acompañarlo al tianque cuando su papá asistía los días miércoles. Compra y vende ganado los días miércoles en un tianque que esta a unos veinte kilómetros de su casa, él y otras personas pagan transporte para trasladar el ganado y ahorrarse unos cuantos dólares. Sale de su casa a las 5:00 a.m. y regresa a la 1:00 p.m.

El préstamo que esta solicitando a Fundación Campo, es para comprar dos terneras. Así, las alimentara y cuidara hasta que estén en gestación y venderlas a un precio más alto, Julio manifiesta que si no es por el crédito se le hará difícil reunir todo el dinero para comprarlas. Del ingreso adicional que le quede de la venta del ganado, lo ahorrara para construir una habitación en su casa.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 636
    View loans »
    El Salvador Loans Fundraising
  • $28,078,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Julio Adalberto to purchase two calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 20, 2012
Sep 5, 2012
Currency Exchange Loss:
Mar 15, 2013