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Cleber Eduardo

Update on Cleber Eduardo

Cleber Eduardo is 30 years old. He is married and lives with his wife and children. He lives in the Ventanas canton in the province of Los Rios.

His communal bank is called VRC San Francisco de Sibimbe. It is located in the Sibimbe district in the Ventanas canton. This communal bank has 20 members who work in short-cycle agriculture. They plant corn and rice.

Cleber works in agriculture, planting corn and rice. He makes his purchases in Ventanas every month and sells his products at the fair in the same place.

He is applying for the loan to buy urea, insecticides, and supplies for production. The loan will help him economically to supply his necessities. He faces challenges such as the pests that attack his crops. His dream is to continue advancing with his wife and children.

In his free time he likes to play with his children.
View original language description ↓
Cleber Eduardo tiene 30 años, es casado vive con la esposa y con los hijos. Vive en El Cantón Ventanas Provincia de Los Ríos.

Esta Ventanilla se llama VRC SAN FRANCISCO DE SIBIMBE, se encuentra ubicada en el Recinto Sibimbe, perteneciente al Cantón Ventanas, esta ventanilla tiene 20socio los cuales se dedican a labores agrícolas de ciclo corto siembran maíz y arroz..

Cleber se dedica a la agricultura a la siembra de maíz y arroz. Las comprar las realiza en Ventanas cada mes y las vende en la feria de la misma localidad.

Solicita el crédito para la compra de urea, insecticidas, urea, insumos para la produccion. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como plagas que atacan a los cultivos. El sueño es seguir adelante con la esposa y con los hijos..

En el tiempo libre le gusta jugar con los hijos.

Previous Loan Details

Cleber Eduardo is 30 years old and married; he lives with his wife and children. He lives in the Ventanas Canton in the Province of Los Rios. This group is called SAN FRANCISCO SIBIMBE, and is located in the Sibimbe district which is part of the Ventanas Canton. This group has 20 members wh... More from Cleber Eduardo's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Cleber Eduardo to buy urea, insecticides, and supplies for production.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 3, 2012
Listed
Aug 29, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 19, 2013