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Jose David

Update on Jose David

José is asking for a new loan. His goals for this loan are to keep his business well stocked in order to meet the needs of his customers. He will buy a variety of gold items such as earrings, necklaces, chains and bracelets. He will increase the variety of his inventory in order to meet the tastes of his customers.
With his last loan he was able to buy a variety of merchandise to sell. His store has a large capacity in order to meet the demands of his customers. At the same time, in this period he would like to be free of financial obligations.
View original language description ↓
José, Esta solicitando un nuevo préstamo, pues su intención es mantenerse en el negocio con un buen nivel de mercadería para atender las demandas de los clientes, se comprara una variedad de prendas de oro entre ellas aretes, collares, cadenas, pulseras, ya que aumentará la variedad y éste le permitiera atender mejor los gustos de los clientes.

Con el préstamo anterior manifiesta que la inversión le permitió tener una variedad de mercadería para poder vender, su negocio ha tenido una mayor capacidad para atender la demanda de los clientes y al mismo tiempo en este periodo considera haber tenido una solvencia económica frente a sus obligaciones.

Previous Loan Details

José lives with his wife and three children. He has a jewelry business, which he started thanks to support from his brother, who is also a jeweler. They work in an itinerant manner, and they do not have an established schedule. He is requesting a loan to buy gold jewelry, earrings, necklaces... More from Jose David's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 730
    View loans »
    El Salvador Loans Fundraising
  • $26,267,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jose David to buy earrings, necklaces, chains and bracelets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 25, 2012
Aug 29, 2012
Currency Exchange Loss:
Oct 16, 2012
This photo was used before for a previous loan for Jose David. It was first posted on Kiva on Jun, 2012. Learn More