Comfort A. is thirty-two years old. She is a wife and the mother of four children, ages fourteen, ten, six and three. She retails food items like plantain, tomatoes, avocados, pears and fresh fish. Comfort dreams of owning her own shop to help the sale of her products and also provide good security. She wants to use the loan to buy more stock of plantains, fresh fish and vegetables to increase her sales and income. She believes with increased working capital she can expand her business to materialize her dream. She belongs to the community group called Love Trust Group. Group members guarantee for each other as social collateral to repay the loan.