Update on Angel VicenteAngel is 40 years old. He is married and has seven children. He lives with his wife and children in Ventanas canton in Los Ríos province.
He is a member of the 27 de Octubre (October 27th) communal bank, located in the Santa Sofía precinct, Ventanas canton. The members of this communal bank work in short-cycle agriculture, growing corn, rice, and pigeon peas.
Angel is a farmer, and he grows corn. He buys and sells in Ventanas.
He is asking for the loan to buy manure, urea, fertilizer, and liquid supplies, and to continue working in agriculture. With the help of the loan, he will be able to buy supplies.
The challenges he faces are infestations and variations in climate.
In his free time he likes to play sports.
Es integranbte de la VRC 27 DE OCTUBR, se encuentra ubicada en el recinto Santa Sofía, Perteneciente al Cantón Ventanas, Esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz, frejol gandul.
Angel se dedica a la agricultura a la siembra de maíz. Las compras y las ventas lo hace en ventanas.
Solicita el crédito para comprar abonos, urea, fertilizantes, líquidos y seguir trabajando en la agricultura.
Con el apoyo del crédito podrá comprar los insumos.
Los deasfíos a los que se enfrentya son las plagas y la variedad del clima.
En el tiempo libre le gusta practicar el deporte.
Previous Loan DetailsAngel Vicente is 39 years old. He is married and has seven children. He lives with his wife and children in Ventanas canton in Los Ríos province. He is a member of the 27 de Octubre (October 27th) communal bank, located in the Santa Sofía precinct, Ventanas canton. The members of this communal... More from Angel Vicente's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid