Update on Nolberto BenitoNolberto Benito is 59, single, lives with his nephew, and has no children. He lives in Ventanas canton in Los Ríos province. The communal bank "14 de diciembre" comprises 15 members belonging to the San José cooperative located in San Vicente de las Lomas in Ventanas canton. The members do farmwork such as planting corn.
Nolberto Benito plants corn. He buys his supplies in Ventanas and sells his products in the market there or at nearby fairs. He is requesting this loan to buy seed, urea, and liquid fertilizers to plant corn. The loan will help him earn income after harvesting his crops. He dreams of having his own house and an irrigation system. In his free time, he likes to play indoor sports.
La ventanilla 14 DE DICIEMBRE esta conformado por 15 socios de la cooperativa San José, se encuentra ubicada en el Recinto San Vicente de las Lomas, perteneciente al Cantón Ventanas se dedican a labores agrícolas como la siembra de maíz.
NOLBERTO BENITO se dedica a la agricultura a la siembra de maíz. Compra sus productos en Ventanas y las vende en el mercado del mismo lugar y en las ferias de los alrededores.
El crédito solicito para la compra de semillas, abono, urea, líquidos fertilizantes para la siembra del maíz. El préstamo le ayudará ha obtener ingresos con la cosecha de las siembras. El sueño es tener una casa y tener un sistema de riego.
En los tiempos libres le gusta hacer deporte en especial el indor.
Previous Loan DetailsNolberto Benito, 58, is single and is living with a nephew; he has no children. He lives in Ventanas Canton, Los Ríos Province. The “14 de Diciembre” communal bank has 15 members from Cooperativa San José. It’s located in Recinto San Vicente de las Lomas that belongs to Ventanas Canton. The... More from Nolberto Benito's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid