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This is 45-year-old Abdul. He is married and has four children aged 21, 17, 15 and 11; all are schooling.

In 2001, Abdul established his drinks business. He began his business because he wanted to generate enough funds to support his children's education; it is his only source of income. Working seven days a week and 14 hours a day, he earns about Le 700,000 (Sierra Leone leones) every month from this business.

He would like a loan in the amount of Le 4,500,000. Abdul has already received and successfully repaid one loan and now requires a new loan in order to buy Star beer, stout, Vicco malt, cane soft and bottle soft (all are different types of drinks).

He hopes that this loan will enable him to increase his monthly profits by approximately Le 320,000. In the future, Abdul plans to become a distributor for a brewery, to educate his children and to develop his other plot of land. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,315.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Abdul to buy drinks.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 1, 2012
Aug 24, 2012
Currency Exchange Loss:
Feb 15, 2013