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Ernestina, 52, is a widow with three children whose ages are 24, 22 and 16 years. She has a grocery store which is a small store that sells in small quantities. For example, cigarettes by the unit, rice and sugar by the pound, shampoo in little bags. Her grocery store is located in her house and she sells daily consumption goods like snacks and basic grains to her neighbors.

She started the business seven years ago when her late husband became gravely ill. She started it with her own funds aiming at improving household income and help with her husband’s medical expenses. She wants the loan to invest in her business to improve her working capital and expand the business to improve her income and her standard of living.
View original language description ↓
Ernestina de 52 años de edad, es viuda con tres hijos de 24 ,22,16 años tiene una pulpería, la cual consiste en un pequeña tienda donde se venden productos en pequeñas cantidades por ejemplo cigarros por unidad, azúcar y arroz por libra, shampoo en bolsitas . Su pulpería está ubicada en su casa de habitación donde vende a los vecinos productos de consumo diario como: golosinas, granos básicos. El negocio lo inicio siete años atrás a raíz que su difunto esposo se enfermo de gravedad. Lo inicio con fondos propios con el objetivo de mejorar los ingresos del hogar y apoyar a su esposo con los gastos médicos. El financiamiento lo quiere para invertir en el negocio para mejorar su capital de trabajo y ampliar el negocio y de igual forma podría mejorar sus ingresos económicos, y mejorar su nivel de vida.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Ernestina to buy stock merchandise for her store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 13, 2012
Aug 29, 2012
Currency Exchange Loss:
Mar 21, 2013