Update on Galo EvaristoGalo, 43, is single and has no children. He lives with his parents in Ventanas Canton, Los Ríos Province. He’s a member of the “27 de Octubre” communal bank located in Recinto Santa Sofía that belongs to Ventanas Canton. This communal bank is involved with short cycle corn, rice and pigeon pea farming.
Galo grows corn. His purchases and his sales take place in Ventanas. He’s asking for the loan to buy seeds, fertilizer and urea and to be able to lease more land to plant on. With help from the loan he will be able to buy necessary farm supplies so that his crops will be successful. Challenges he faces are plant infestations. His dream is to be able to buy land. He enjoys playing volleyball in his free time.
Es integranbte de la VRC 27 DE OCTUBRE, se encuentra ubicada en el recinto Santa Sofía, Perteneciente al Cantón Ventanas, Esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz, frejol gandul.
Galo se dedica a la agricultura a la siembra de maíz. Las compras y las ventas lo hace en ventanas.
Solicita el crédito para comprar semillas, fertilizantes, urea y poder arrendar más terreno para sembrar. Con la ayuda del crédito podrá comprar los insumos agrícolas para que la siembra sea un exito. Los desafíos a los que se enfrenta son las plagas coma la langosta.
El sueño es poder comprarse un terreno. En el tiempo libre le gusta jugar boli.
Previous Loan DetailsGalo Evaristo is 42 years old, single and lives with his parents, he has no children. He lives in the Ventanas area, province of Los Ríos.
The communal bank is called October 27, it is located in the San Sofia neighborhood, part of the Ventanas area, they work in short cycle agriculture corn,... More from Galo Evaristo's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid