Update on Felix IvanFelix Ivan is 26 years old. He is in a common-law relationship and lives with his companion and son. He lives in Ventanas Canton, Los Ríos province. The “14 de Diciembre” Communal Bank is comprised of fifteen members of the San José cooperative, located in the “San Vicente de Las Lomas” precinct belonging to the Ventanas Canton. The inhabitants are engaged in agricultural activities such as planting corn. Felix Ivan is engaged in agriculture and plants corn and rice. He buys and sells his products in Ventanas. He is requesting the loan to buy seeds, fertilizer, urea, and liquid fertilizer to plant corn. The loan will help him increase the family income. His dream is to buy more land. In his free time, he enjoys reading the Bible.
La Ventanilla 14 DE DICIEMBRE esta conformado por 15 socios de la cooperativa San José, se encuentra ubicada en el Recinto San Vicente de las Lomas, perteneciente al Cantón Ventanas se dedican a labores agrícolas como la siembra de maíz.
Felix Ivan se dedica a la agricultura a la siembra de maíz, arroz. Compra y vende los productos en Ventanas.
El crédito solicito para la compra de semillas, abono, urea, líquidos fertilizantes para la siembra del maíz. El préstamo le ayudado para aumentar los ingresos de la familia. El sueño es comprar más terreno.
En el tiepo libre le gusta leer la biblia.
Previous Loan DetailsFelix Ivan is 25 years old and lives in a common-law relationship with his companion and a child. He lives in the Ventanas Canton in the Los Ríos Province. The communal bank 14 de Diciembre is made up of 15 members of the Cooperativa San Jose, located in Recinto San Vicente Las Lomas in the… More from Felix Ivan's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid