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Vamos Juntos Group
In this Group: Juana, Urbana, Gloria, Dominga, Alex Jhon, Silvia, Mario, Neli Magdalena, Presentacion, Vilma Flora, Gloria Eliana, Aydee, Clotilde*
* not pictured
The members belong to the “Vamos Juntos” Communal Bank. This bank is located in Cusco District, belongng to Cusco Province in the department of Cusco.

The member is Sra. Juana who is married, 47 years old and has two children. She works running her grocery store business where she sells basic supplies such as rice, sugar, milk, oil and sweets.

Formerly, the member had a business selling sweets and was a street vender, however due to her effort and determination she was able to open a grocery store. The member sold sweets for 15 years but has been running her grocery store for two years. Through this business, the member is helping her children get ahead. Her dream is to expand her grocery store business. She is requesting the loan to purchase products such as sugar, milk, oil and sweets wholesale in order to fully stock her grocery store.

The other members are engaged in the restaurant business, handicrafts, the meat selling business and the business of selling delicacies and yogurt.

The member, Sra. Juana, is grateful to those who form part of fulfilling her dreams by this means and is committed to making all of her payments according to the established timetable.
View original language description ↓
Los socios pertenecen al banco comunal “VAMOS JUNTOS”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Juana ella es casada y tiene 47 años y tiene 2 hijos; La socia trabaja con su negocio de tienda de abarrotes, la socia vende productos de primera necesidad como arroz,azúcar,leche,aceite y golosinas, la socia anteriormente se dedicaba al negocio de venta de golosinas ella vendía en un carreta en forma ambulatoria pero debido a su esfuerzo y empeño pudo abrir una tienda de abarrotes la socia se dedico a vende golosinas 15 años pero con sus tienda de abarrotes tiene 2 años, por medio de este negocio la socia saca adelante a sus hijos, el sueño de la socia es ampliar el negocio de tienda de abarrotes. La socia solicita el préstamo para comprar productos como azúcar, leche, aceite y golosinas al por mayor para que implemente la tienda de abarrotes.
Los otros socios se dedican al negocio de restaurant, negocio de venta de artesanía, negocio de venta de carne y negocio de venta de manjares y yogures.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 123
    View loans »
    Peru Loans Fundraising
  • $60,147,450
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Vamos Juntos Group's $4,675 loan helped a member to purchase products such as sugar, milk, oil and sweets wholesale to stock her grocery store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 26, 2012
Aug 29, 2012
Currency Exchange Loss:
Dec 15, 2012