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Señor De Huanca Group
In this Group: Beatriz Cristina, Jennifer Karen, Maria Ysabel*, Ruth Analy, Gregoria Amanda, Victor Hugo, Roy Erick, Plisetskaya
* not pictured
The borrowers belong to the “Señor de Huanca" communal bank. This bank is located in the district of Cusco, in the province and department of Cusco.

The borrower is Beatriz Cristina. She is 25, in a common-law relationship, and has one son. She works as a street vendor selling gelatin desserts at the gates of the schools. She works from 7:00 a.m to 3:00 p.m, and has worked in this business for five years.

In her free time, she likes to go for walks with her son. Her dream is to have a shop where she can sell gelatin desserts, cakes, and pastries.

The borrower is requesting the loan to buy gelatin, sugar, cups and spoons for her business selling gelatin desserts.

The photo of Beatriz Cristina attached to the group photo was taken afterwards, because she asked permission for work reasons. The other members work in businesses such as photocopying, grocery store, convenience store and milk sales.

The borrower is grateful to those who in this way form part of her dream, and promises to make her installment payments on time.
View original language description ↓
Los socios pertenecen al banco comunal “SEÑOR DE HUANCA”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Beatriz Cristina ella es conviviente y tiene 25 años y tiene 1 hijo; La socia trabaja con su negocio de venta de gelatinas, ella vende en forma ambulatoria en las puertas de los colegios, la socia trabaja desde las 7:00 a.m hasta las 3:00 p.m,la socia se dedica a este negocio 5 años en sus tiempos libres a la socia le gusta pasear con su hijo, el sueño de la socia es tener un local donde pueda vender gelatinas, tortas y pasteles. La socia solicita el préstamo para comprar gelatina, azúcar, vasos y cucharas para su negocio de venta de gelatinas.
La foto del socio que esta pegada a la foto grupal se le tomo despues porque pidio permiso por motivos de trabajo .
Los otros socios se dedican al negocio de fotocopiadora, negocio de venta de tienda de abarrotes, negocio de venta de multiservicios y negocio de venta de leche.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 150
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De Huanca Group's $3,025 loan helped a member to buy gelatin, sugar, cups and spoons for her business selling gelatin desserts.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 27, 2012
Aug 28, 2012
Currency Exchange Loss:
Feb 15, 2013