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De Los Angeles Benita Florencia

Update on De Los Angeles Benita Florencia

Benita, 63, is in a common law relationship; she lives with her spouse and children in Ventanas Canton, Los Ríos Province. The “Ciudadela los Ángeles” communal bank is located in Recinto Los Ángeles belonging to Ventanas Canton. This communal bank is dedicated to short cycle corn and rice farming.

De los Ángeles Benita Florencia is a corn and rice farmer. She buys her products in Ventanas and sells them in the market there and in street markets in surrounding areas.

She requested the loan to buy manure, urea, liquids and fertilizer for her corn and rice crops. The loan has helped her increase income for her family’s consumption and to invest. Her dream is to be in good health to continue working and to buy a piece of land to leave to her children.

She enjoys watching television and celebrating at community festivals.
View original language description ↓
BENITA tiene 63 años de estado civil en Union Libre con el compañero y con los hijos . Vive en el Cantón Ventanas provincia de Los Ríos.

La ventanilla se llama CIUDADELA LOS ANGELES, se encuentra ubicada en el recinto los Ángeles, pertenecientes al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y arroz.

DE LOS ANGELES BENITA FLORENCIA se dedica a la agricultura a la siembra de maíz y arroz. Compra sus productos en Ventanas y las vende en el mercado del mismo lugar y en las ferias de los alrededores.

El crédito solicito para la compra de abono, urea, líquidos fertilizantes para la siembra del maíz y arroz. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir. Su sueño es tener salud para seguir trabajando y comprar terreno para dejar a los hijos.

Le gusta ver la television y festejar las fiestas de la comunidad.

Previous Loan Details

De los Ángeles Benita Florencia, 63, is in a common law relationship; she lives with her spouse and children in Ventanas Canton, Los Ríos Province. The “Ciudadela de los Ángeles” communal bank is located in Recinto Los Ángeles belonging to Ventanas Canton. This communal bank is dedicated to s... More from De Los Angeles Benita Florencia's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $23,878,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped De Los Angeles Benita Florencia to buy manure, urea, liquids and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 31, 2012
Listed
Sep 10, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2013