Update on Justino IgnacioJustino Ignacio is 44 years old, married, and lives with his wife and 7 year old son in the Cantón Ventanas Province of Ríos.
The members of the V.R.C. CIUDADELA LOS ANGELES group are located in the Ángeles district which belongs to the Cantón Ventanas Province. The members of this communal bank work in agricultural jobs such as growing corn and rice crops.
Justino grows corn and rice crops for a living. He buys his materials at Comercial Procan and sells them at Ventana's wholesale market.
He is requesting the loan to plant more corn and rice, buy materials and fertilizer to maintain the crops. The loan will support him financially by helping him supply his farm. His dream is to buy a car and increase the yield of his crops.
During his free time he likes to play soccer with his neighbors.
Los miembros de la V.R.C. CIUDADELA LOS ANGELES, se encuentra ubicada en el recinto los Ángeles, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores como siembre de maíz y arroz.
Justino se dedica a la agricultura a la siembra de maíz y arroz . Compra sus productos en Comercial Procan y los vende en el mercado mayorista de Ventanas.
Solicita el crédito para sembrar maíz y arroz, compra de insumos y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Su sueño es comprar un carro y aumentar la produccion.
En los tiempos libres le gusta jugar futbool con los vecinos
Previous Loan DetailsJustino Ignacio is 44 years old. He is married and lives with his wife and 7 year-old son in Ventanas canton, in Los Ríos province. The 'Ciudadela Los Ángeles' community bank is located in Los Ángeles, in Ventanas canton. The members of this bank grow crops such as corn and rice. Justino is… More from Justino Ignacio's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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