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Biova
Biova is 34 years old. He has 3 children between the ages of 2 and 6, two of whom attend school. Biova's wife is an administrator at a small company. He began his business of removing household waste in 2009.

In order to further his business, Biova needs a motor for his waste removal cart, which is why he is requesting a loan from Wages. He hopes to reinvest his profits into his business. His long-term goal is to be able to earn enough money to move out of his rented home and to purchase his own land.
View original language description ↓
Biova a 34 ans, il a 3 enfants qui ont entre 2 et 6 ans. Deux d'entre eux vont à l'école. L'épouse de Biova est gestionnaire dans une petite société. Biova a commencé en 2009 son activité. Son travail est d'enlever les ordures ménagères. Afin de développer son activité, il a besoin d'un moteur pour sa charrette d'enlèvement. C'est dans ce but qu'il sollicite un prêt chez Wages. Biova désire réinjecter ses profits dans son activité. Il espère, à long terme, avoir un revenu suffisant pour quitter sa location et acheter son propre terrain.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 4
    View loans »
    Togo Loans Fundraising
  • $8,674,900
    Funds lent in using Kiva
  • 530.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Biova to buy a type 100 motor to renovate a household waste removal cart.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 25, 2012
Listed
Sep 1, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2013