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Afrim is a married man with four children who lives in the Roma community. In this community, most of the people play musical instruments at weddings. Afrim has been in this business for more than 20 years. The summer is a popular time for people to get married, which generates much business for him and he is well paid.

This results in Afrim having to budget his income to cover those months when he is not working as he has no other source of income. Afrim is requesting a loan so that he can repair and buy new musical instruments. The loan will allow him to make even more money.

In this way, he is hoping to offer a better life to his family. He is very grateful for this opportunity and he appreciates all Kiva lenders!

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 0
    View loans »
    Kosovo Loans Fundraising
  • $1,797,000
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Afrim to repair and buy new musical instruments.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Aug 24, 2012
Currency Exchange Loss:
Jul 17, 2013