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Aichurok is a 62-year-old widow and mother of two. She acts as the main provider for her family. For 30 years, she has worked in crop farming and animal husbandry, a business she started with 20,000 som (KGS). Thanks to her tireless work, today Aichurok's farm has two calving dairy cows and five heads of sheep and goats, and her animal husbandry brings in profits of about 3,000 som (KGS) a month. Aichurok also works 1.8 hectacres of land, where she grows beans, potatoes and perennial herbs and grasses. Income from this part of the business is seasonal.

Looking towards the long-term development of her business, Aichurok applied for a 55,000 som (KGS) loan at Bai Tushum & Partners. The loan is for the purchase of dairy cows with the goal of increasing milk production. With the income created by the loan, Aichurok plans to invest in the further development of her business by expanding her land cultivation.
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Айчурок 62 года, вдова, воспитала 2 детей. Айчурок в качестве основного источника дохода для своей семьи, на протяжении 30 лет занимается полеводством и животноводством, начав этот бизнес с суммы 20,000 сом (KGS). Благодаря упорному труду Айчурок в ее хозяйстве на сегодняшний день имеется 2 дойные коровы с приплодом, 5 голов мелкого рогатого скота, ежемесячная прибыль от хозяйства составляет около 3,000 сом (KGS). Также Айчурок обрабатывает 1,8 га земли, где выращивает фасоль, картофель и многолетние травы, доход от этого вида бизнеса сезонный.
В целях дальнейшего развития своего бизнеса, Айчурок обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 55,000 сом (KGS) на покупку дойных коров в целях увеличения надоев. Доходы от кредита Айчурок планирует вкладывать в развитие бизнеса посредством увеличения посевной земли.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,315,525
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Aichurok to purchase cows.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 9, 2012
Aug 28, 2012
Currency Exchange Loss:
Dec 17, 2013