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Gemma is 48 years old. She is married with three children and resides at Bagakay, Ozamis City.

Gemma owns a motorcycle-transport business for a living. Every month, Gemma earns 6,000 Philippines pesos (PHP), and she's been in this business for four years.

Gemma requested a loan of 25,000 PHP to purchase vehicle spare parts and accessories. She's been a member of GDMPC since 2010. Gemma's future plan is to have her children finish their studies.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 720
    View loans »
    Philippines Loans Fundraising
  • $63,241,750
    Funds lent in using Kiva
  • 42.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Gemma to purchase vehicle spare parts and accessories.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 26, 2012
Aug 23, 2012
Currency Exchange Loss:
Jun 21, 2013