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Joselyn Sofia
Joselyn is a 20-year-old young woman. She is single and lives with her parents and siblings in the city of Chincha. Despite being so young, she is a very friendly, hardworking and enthusiastic person who greatly wants to succeed. Unfortunately, due to the need to work to support her parents and pay her expenses, she has not been able to study for a professional career, however she dreams of being able to do so very soon. In her spare time she enjoys relaxing by listening to a little music.

With great effort and enthusiasm, Joselyn started a small business selling and renting out clothes, shoes and accessories. Ever day from early in the morning she starts work and can work an average of 10 hours a day. She believes she is doing well because of her novel clothing fashions and because of her friendly treatment of customers.

Joselyn is very grateful to Kiva lenders because, thanks to their help, she will be able to purchase merchandise, such as dresses, shoes and handbags, among other items. In this way, she will have her business better stocked. Thus she expects to be able to increase her sales and income. This will help her expand her business in the very near future, so that, together with her family, she will be able to get ahead.
View original language description ↓
Joselyn es una joven de 20 años, es soltera, vive con sus padres y hermanos en la ciudad de Chincha, a pesar de ser tan joven ella es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de superación; lamentablemente por la necesidad de trabajar para apoyar a sus padres y solventar sus gastos, no ha podido estudiar una carrera profesional pero sueña con poder hacerlo muy pronto, en sus ratos libres le gusta relajarse escuchando un poco de música.
Con mucho empeño y entusiasmo, Joselyn puso en marcha su pequeño negocio de venta y alquiler ropa, calzado y accesorio, todos los días desde tempranas horas de la mañana ella inicia su labor y puede trabajar un promedio de 10 horas diarias y cree que le va bien por los modelos novedosos en prendas de vestir y por el trato amable que brinda a sus clientes.
Joselyn se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería, tales como vestidos, zapatos, cartera, entre otros artículos; de esta manera Joselyn tendrá su negocio mejor abastecido, con ello espera poder incrementar sus ventas y aumentar sus ingresos económicos, los cuales le servirán de mucho para que en un futuro no muy lejano pueda ampliar su negocio y así junto a su familia desea poder salir adelante.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 50
    View loans »
    Peru Loans Fundraising
  • $53,895,075
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Joselyn Sofia to purchase merchandise, such as dresses, shoes, handbags, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 9, 2012
Listed
Sep 10, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014