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Dany José
Don Dany is originally from the town of Nindirí in the Department of Masaya. He is 33 years old and a merchant by trade. His family consists of four individuals: himself, his two young children, and his wife. Dany previously worked as a gardener and chauffeur, but his salary was very low. In addition, he has been able to spend little time with his children because on most days he arrives home from work very late at night.


Dany saw the need to start his own business so that he could provide better care of his children and give them a good education. He has now been in business for six years and is prospering. Dany buys and sells secondhand shoes at one of the markets in Jinotepe. He is a traveling merchant and already has customers who only buy from him when he delivers the orders they have placed. Dany has his own clientele and feels satisfied with the progress he has made since all of his efforts have been rewarded. He has been able to improve his quality of life and provide more comfortable conditions for his family.


Dany came to the offices of CEPRODEL to request a loan so that he could buy merchandise such as a variety of shoes, work boots, and a mix of oversized goods. Since he does not have inventory, Dany will now be able to fulfill his customers’ orders more quickly and earn more profits for his business.

View original language description ↓
Don Dany, es originario del municipio de Nindirí del departamento de Masaya, tiene la edad de 33 años, de oficio comerciante, su núcleo familiar es de 4 el, sus dos hijos menores de edad y su esposa. Anteriormente el trabajaba como jardinero y chofer, pero su salario era muy poco, aparte que le dedicaba poco tiempo a sus hijos porque había días que salía muy noche del trabajo y nos los veía.
Se vio en la necesidad de emprender su propio negocio en donde pudiera darles una mejor atención a sus hijos y una buena educación, actualmente tiene 6 años su negocio y ve que a ido prosperando, este consiste en compra y venta de calzado de segunda, lo tiene ubicado en uno de los mercado de Jinotepe, el vende de forma ambulante ya tiene sus clientes que les compran ya que solo llega a distribuir los pedidos que a el le encargan. Tiene su propia clientela y se siente satisfecho del progreso que a tenido porque dice que su esfuerzo a valido la pena, ya que a mejorado su calidad de vida y le esta dando una mejor comodidad a su familia.
Se presenta a nuestras oficinas Ceprodel para solicitar un préstamo que le permita comprar la mercadería que esta requiriendo como zapatos mixtos, bota de trabajo, mamulón mixto. Para cumplirle con la mayor rapidez a su cliente ya que con lo que tiene no le da abasto, y poder tener más utilidades en su negocio.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 91
    View loans »
    Nicaragua Loans Fundraising
  • $23,720,200
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Dany José to buy a variety of shoes, work boots, and a mix of oversized goods.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 10, 2012
Listed
Aug 29, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2013