Soledad Del Valle (Cuenca) Group
One of the members of this group is Sra. Sandra. This is her second loan in Soledad del Valle Communal Bank. She lives in the Miraflores area of the city of Cuenca and is 29 years-old. She lives with her common law partner and has conceived three children, who are 12 and 9 years old and the last son, who is scarcely 4 months old. Her oldest son is going to enter high school this new school year and her second child, a daughter, is in a little elementary school in the city. Her husband is privately employed and also helps her with her business. They live in a rented house.
Sra. Sandra has been making and selling ice cream for the past year. She is a street vendor and works from Sunday to Sunday, without a fixed work schedule. She dedicates the rest of the time to her family. She will invest her new loan in the purchase of fruit, sugar, milk and eggs to make her ice cream.
Her dream is to own her home so she can live comfortably with her family.
Una de las socias de este grupo es la Señora. Sandra, este es su segundo crédito que realiza en el banco comunal Soledad del Valle, vive por el sector de Miraflores en la ciudad de Cuenca, tiene 29 años de edad, viven en unión libre y ha procreado 3 hijos de 12 y 9 años de edad y su ultimo hijo de apenas 4 meses de nacido, su primer hijo va a ingresar al colegio en este nuevo año lectivo y su segunda hija está estudiando en una escuelita de la ciudad. Su esposo es empleado privado y también le ayuda en su negocio, la casa en la que viven es arrendada.
La Señora. Sandra desde hace un año se dedica a la elaboración y venta de helados, su producto lo vende recorriendo la ciudad de domingo a domingo sin un horario fijo, el resto de su tiempo lo dedica a su familia.
Su nuevo crédito lo va a invertir en la compra de frutas, azúcar, leche y huevos para la elaboración de los helados.
Su sueño es tener su casa propia para vivir cómodamente con su familia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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