Update on Cristina MarilynCristina Marilyn, 30, is in a civil union and has a two-year-old son; she lives with her spouse and son in Ventanas, Los Ríos Province. She’s a member of the “Nuevo Horizonte” (New Horizon) communal bank located in Recinto Cachely Grande that’s part of Ventanas Canton. This communal bank is involved with short cycle corn, rice and pigeon pea farming.
Cristina Marilyn grows corn and also raises chickens. Her purchases and her sales of agricultural products take place in Ventanas. She is requesting the loan to buy seeds, manure, fertilizer, weed killers and supplies. With help from the loan she will be able to buy what she needs for her crops. She faces challenges like various kinds of plant infestations. Her dream is to have chicks to raise and sell at a good price.
Es integrante de la VRC NUEVO HORIZONTE, se encuentra ubicada en el Recinto Cachely grande, perteneciente al Cantón Ventanas, esta Ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz, frejol gandul.
Cristina Marilyn se dedica a la Agricultura a la siembra de maíz, además se dedica a la crianza de gallinas. Las compras y las ventas de los productos agrícolas lo hace en ventanas.
Solicita el crédito para comprar semillas, abonos, fertilizantes, líquido para plagas, insumos. Con el apoyo del crédito podrá comprar lo necesario para los cultivos. Enfrenta desafíos como las plagas el cogollero, ratón en los cultivos.
El sueño es tener pollos para criarlos y poder verderlos aún buen precio.
Previous Loan DetailsCristina Marilyn, age 29, is in a common-law marriage and has a two year old child. She lives with her life partner and her son in Ventanas in the Ríos province. She is a member of the “Nuevo Horizonte” (New Horizon) communal bank. The bank is in the Cachely Grande precinct in the Ventanas c... More from Cristina Marilyn's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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