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Yirely, 30, is a young woman mother of two children living with her husband in the community San Rafael de Florencia de San Carlo in Alajuela Province. This rural community has much development potential through agriculture. It has a hot climate which allows for cultivation of certain fruits like mangoes, melons and others typical of the zone that develop more strongly due to this type of climate. Florencia is noted for its national parks and lush flora and fauna.

Yirely and her husband have worked hard to build their house. However, they still haven’t finished it which is why she’s requesting a one-million colon (¢1.000.000) loan to buy building materials like cement, stone, paint and others to provide their children with a proper home.

She is a member of “Eccsar S.A.” credit firm and this will be her first loan; she is very grateful for it and for the opportunities to access it that are being granted her so that she can reach her objective.
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Yirley es una joven de 30 años de edad, madre de dos hijos vive con su esposo en la comunidad de San Rafael de Florencia de San Carlos, en la provincia de Alajuela. Esta comunidad rural presenta mucho potencial de desarrollo a través de las actividades agrícolas. La zona posee un clima caliente, lo que permite la producción de ciertas frutas que se desarrollan con más fuerza gracias a este tipo de clima como el mango, el melón y otros propios de la zona. La localidad de Florencia se caracteriza por sus parques nacionales y su extensa variedad de flora y fauna.

Yirley junto con su esposo han hecho grandes esfuerzos para construir su vivienda, sin embargo no han podido aún terminarla, por lo que solicita un crédito de un millón de colones (¢1.000.000) para comprar materiales de construcción como cemento, arena, piedra , pintura y otros y de esta manera ofrecer a sus hijos una vivienda digna .
Ella es miembro de la Empresa de Crédito Comunal de Eccsar S.A, este será su primer préstamo razón por la cual está muy agradecida, por las oportunidades de acceso al mismo que ésta le brinda y poder llevar a cabo su objetivo.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Costa Rica

  • $12,900
    Average annual income
  • 52
    View loans »
    Costa Rica Loans Fundraising
  • $4,676,375
    Funds lent in using Kiva
  • 499.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,025 helped Yirley to buy building materials and supplies to finish building her house.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 20, 2012
Aug 28, 2012
Currency Exchange Loss:
Sep 17, 2015