Update on Bertha PatriciaBertha Patricia, 31, is married living with her husband and two children who are 1 and 9 years of age in Ventanas Canton, Los Ríos Province. The members of the “El Divino Niño” (Holy Child) communal bank are located in Estero Lindo that belongs to Ventanas Canton. They carry out agricultural activities related to short cycle corn and rice farming.
Bertha Patricia grows corn and rice and also raises pigs and chickens. She buys her products in Ventanas. She is requesting the loan to buy seeds, manure, supplies and Ranger [brand of herbicide]. With support from the loan she will have economic help to meet her needs. Her dream is to buy a car to transport her products. In her free time she enjoys playing sports and going out.
Los miembros de la V.R.C. EL DIVINO NIÑO, se encuentra ubicada en el recinto Estero Lindo, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto como siembre de maíz y arroz.
Bertha Patricia se dedica a la agricultura a la siembra de maíz, arroz, además se dedica a la crianza de cerdos y pollos. Compra los productos en Ventanas.
Solicita el crédito para compra de semillas y abonos, insumos, ranger. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. El sueño es comprarce un carro para transportar los productos.
En el tiempo libre le gusta hacer deporte y pasear.
Previous Loan DetailsBertha Patricia is 30 years old. She is married and lives with her two husband and two children, ages 8 years and 3 months, in the canton of Ventanas, province of Los Ríos. The El Niño Divino (the Divine Child) Rural Communal Bank is located in the Estero Lindo precinct, which belongs to th... More from Bertha Patricia's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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