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Julia is the single mother of two children, both of whom go to school. She lives in her own home with her family and doesn't support anyone else besides them. She works as a technical assistant for the district government of Marracuene. She will use this loan to buy construction materials (cement, blocks, stone, iron, etc.) to continue work on her home. In the future, she hopes to finish her home and her higher education. To do this, she promises to make her payments on time so she can request more loans from Hluvuku. Her challenges are finishing her higher education and growing professionally.
View original language description ↓
Solteira e mãe de 2 filhos todos frequentam a Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
Trabalha como assistente técnica no governo distrital de Marracuene. Com este empréstimo pretende comprar material de construção (cimento, blocos, pedra, ferro, e outros), para dar continuidade a obra da sua casa.
No futuro deseja terminar a sua casa e a sua formação superior, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é concluir o ensino superior e crescer profissionalmente.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 27
    View loans »
    Mozambique Loans Fundraising
  • $2,911,475
    Funds lent in using Kiva
  • 29.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Julia to buy construction materials (cement, blocks, stone, iron, etc.).
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Aug 1, 2012
Sep 1, 2012
Currency Exchange Loss:
Aug 17, 2014