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Timoteio is married and has one daughter who is still a minor. He owns the home where he lives with his family and does not support anyone else. He is in the military and works for the Ministry of Defense. With this loan he plans to purchase materials (blocks, cement, beams, zinc panels, etc.) to continue construction on his home. In the future he hopes to complete his home and to grow professionally to improve his salary. He promises to make his loan payments on time in order to request future loans from Hluvuku. The challenges he faces are the high costs of construction materials and to improve his living conditions.
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Casado e pai de 1 filha ainda menor, vive na casa própria com a sua família e não sustenta mais ninguém.
É militar e quadro do Ministério da Defesa. Com este empréstimo pretende comprar material de construção (blocos, cimento, barrotes, chapas de zinco, e outros) para dar continuidade a obra da sua casa.
No futuro deseja terminar a sua casa e crescer profissionalmente para melhorar o seu salário, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é o elevado preço do material de construção e melhorar as suas condições de vida.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 41
    View loans »
    Mozambique Loans Fundraising
  • $2,858,300
    Funds lent in using Kiva
  • 29.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Timoteio to purchase materials (blocks, cement, beams, zinc panels, etc.) to continue construction on his home.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Aug 8, 2012
Sep 1, 2012
Currency Exchange Loss:
Mar 27, 2014