Ana is 17 years old, single and has no children. For the last two years, she has run a small business making ava, a popular local beverage. She is requesting a loan to buy items she needs for her business, including plastic bags, ava samoa powder and labels. She will use the profit she earns to build up the store where she sells ava powder. She joined SPBD earlier this year to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.