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Nilam Indah 2 Group
In this Group: Isa, Uci, Wawan, Sumitra
Isa lives in East Jakarta. Her husband is a private employee whose salary is just enough to provide food for the family. Together they have two children, both in school.

She has been running her food business for two years and is part of a group seeking a loan. Isa is wearing an orange dress in this photo.

Income from her business will help support the children's education. She is going to increase her capital and buy a large amount of instant drinks to resell so as to earn more.

In the next few years, she would like to buy a vehicle from business profits.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 32
    View loans »
    Indonesia Loans Fundraising
  • $5,306,625
    Funds lent in using Kiva
  • 9,485.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nilam Indah 2 Group's $900 loan helped a member to buy instant drinks, ice and beverage powders.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 20, 2012
Aug 23, 2012
Currency Exchange Loss:
Aug 3, 2013