Malia is a 78-year-old woman who is widowed with 12 children. She runs a business selling foods in her community. She has many years of experience with this business. Malia has requested a loan to purchase more goods to expand her shop. She plans to use her profits to pay her kids' fees. She has been a member of SPBD since 2009.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.