Sera is a 36-year-old married woman with two children. She has a small plantation where she grows cabbages, green beans, and tomatoes to earn a living. She has been doing this for three years.
She has been a member of SPBD since 2011. Sera has requested a loan to buy a wheelbarrow, fertilizers, hoses, and vegetable seeds. With her profits, she hopes to support her children's education and her family's needs.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.