Update on Rosa GerardinaRosa is a member of the El Cisne communal bank. She lives in the El Vallle parish in Cuenca. This place has a geography that creates landscapes that stay in your memory. Its people are hardworking and work selling things, raising animals and in farming. Many of them work in the city.
Rosa is 35 years old. She is married and has 5 children, aged 21, 18, 16, 7, and 3 yearsold. Her oldest works and goes to high school. The next two work and help her financially, and her fourth son goes to a primary school in the city. Her husband works in construction as a bricklayer and they own the house they live in.
Rosa thanks God for her health, since if she wasn't healthy, she wouldn't be able to work. Her family also is in good health.
She raises small animals such as chickens, guinea pigs and pigs. This allows her to contribute to the household expenses. She has been doing this for 10 years.
With the previous loan, she bought chickens, guinea pigs and pigs to keep growing in this activity. She income she earned was a lot of help for various household expenses and she is very happy about that. She paid off that loan without any trouble on by the indicated time. She is going to invest the new loan in buying guinea pigs, chickens and pigs to keep growing in this business.
She likes the communal bank because she receives personal attention from the consultant.
La Señora. Rosa tiene 35 años, es casada y en su unión conyugal ha concebido 5 hijos de 21, 18, 16, 7, 3 de edad, su primer hijo trabaja y estudia en el colegio, sus dos siguientes hijos trabajan y le ayudan económicamente, su cuarto hijo estudia en una escuelita de la ciudad. Su esposo labora en el área de la construcción como albañil, la casa en la que vive es de su propiedad.
Doña Rosa agradece a Dios por su salud ya que si no se encontrara muy bien en su salud no pudiera trabajar, su familia también está gozando de muy buena salud.
Ella se dedica a la crianza de animales pequeños como pollos, cuyes y cerdos, los cuales le permiten aportar a la solvencia de su hogar, lleva 10 años realizando esta actividad.
Con su crédito anterior compro pollos, cuyes y cerdos para seguir creciendo en esta actividad, las ganancias que obtuvo le fueron de mucha ayuda para solventar varios gastos de su hogar por lo cual está muy contenta, la cancelación de dicho crédito lo realizo sin dificultad alguna y en las fechas indicadas. Su nuevo crédito lo va a invertir en la compra de cuyes, pollos y cerdos para seguir creciendo en esta labor.
El banco comunal le gusta porque recibe una atención personalizada por parte del promotor.
Previous Loan DetailsSra. Rosa is a member of El Cisne Communal Bank. She lives in El Valle parish, also called San Bautista de El Valle, which is located southeast of Cuenca. This parish is famous for its agricultural production. Also its people are devoted to raising small animals and to commerce and many work in the… More from Rosa Gerardina's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Aug 7, 2012
- Sep 4, 2012
- Currency Exchange Loss:
- Mar 15, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.