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Tomebamba  (Cuenca) Group
In this Group: María Natividad, María Laura, Rosa Lia, Elsa Catalina, Erika Lizbeth, Rosa Narcisa De Jesús
The communal bank "Tomebamba" consists of six women who live in different places of the city. They formed this communal bank because they are friends and know each other from their work or from the place where they live. They live in the surroundings of the city of Cuenca.

This city is known as the Athens of Ecuador, surrounded by four rivers, making it a unique city. Its people transmits warmth and charisma to the visitors, and make them feel at home. Its cuisine captivates the palate of its visitors. They still retain the culture and traditions of their people.

They work in different activities, which allow them to provide for their families. One of the members is Rosa Narcisa de Jesús, who has been requesting loans in Fundación Espoir for six years. She has been part of some communal banks where she has some friends, but now she is a member of the communal bank "Tomebamba".

She lives in the community of Zhizho, belonguing to the parish of Victoria del Portete. She is 41 years old, is married and fruit of their conjugal union she conceived two children who are 14 and ten years old. Her first son studies at the school and her second daughter in a small school in the village. Her husband works as a building worker, job that he learned when we was very young. They own the house where they live, it's the reward for their hard work as a couple.

She stays at home taking care of her family, and because she lives in the country, she raises chickens, cattle, pigs, and guinea pigs to sell in the city. She also embroiders skirts (traditional clothes). She learned this activity when she was 14 years old.

The loan will be invested in buying a cow to keep growing the business of raising animals. Her goal is to have more sewing machines so she can have a workshop for embroidery and tailoring.

The small picture is from a member who could not be there when the picture was taken.
View original language description ↓
El banco comunal Tomebamba está formado por 6 mujeres quienes viven por diferentes lugares de la ciudad, han formado este banco comunal porque son amigas y conocidas de sus trabajos o de sus lugares en donde viven. Viven por los alrededores de la ciudad de Cuenca, esta ciudad es conocida como la Atenas del Ecuador, esta bañada por 4 ríos, los que le hacen una ciudad única, su gente transmite a sus visitantes su calor y carisma haciéndoles sentir como en casa, su gastronomía cautiva el paladar de sus visitantes, aun mantienen la cultura y tradiciones de sus pueblos. Laboran en diferentes actividades las mismas que les permiten sacar adelante a sus familias.

Una de las socias de este grupo es la Señora. Rosa Narcisa de Jesús, es una socia que se encuentra realizando créditos en la Fundación Espoir hace 6 años, ha pasada por algunos bancos comunales en donde tiene varias amigas pero ahora es socia del banco comunal Tomebamba, vive por la comunidad de Zhizho lugar que pertenece a la parroquia Victoria del Portete. Tiene 41 años, es casada y fruto de su unión conyugal ha concebido 2 hijos de 14 y 10 años de edad, su primer hijo estudia en el colegio y su segunda hija en una escuelita de la localidad. Su esposo labora como albañil trabajo que aprendido desde muy joven, la casa en la que viven es propia, esta es la recompensa a su arduo trabajo conyugal.

Ella pasa en casa al cuidado de su familia, como vive en el campo se dedica a la cría de pollos, ganado, cerdos y cuyes a los que los vende en la ciudad, también borda polleras (vestimenta típica), esta actividad la aprendió desde que tenía 14 años de edad.

Su crédito lo va a invertir en la compra de una vaca para seguir creciendo en la cría de animales.

Su meta es tener más maquinas de coser para llegar a tener un taller de bordado y confección de ropa.

La foto pequeña es de una socia que no pudo estar presente cuando se tomo la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 13
    View loans »
    Ecuador Loans Fundraising
  • $22,842,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Tomebamba (Cuenca) Group's $2,800 loan helped a member to buy a cow.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 7, 2012
Listed
Sep 3, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2013