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Ruzanna is involved in agriculture. Together with her husband, Manvel, she raises cows, pigs, hens, cultivates wheat, potato, and garlic. Ruzanna plans to purchase two more cows and gather more milk. She also wants to purchase thread to collect the wheat harvest, diesel for the tractor, and to renovate it. In order to cover costs for these plans, Ruzanna has applied for this loan. Ruzanna lives with her husband and two sons: 17-year old Marzpetuni and 14-year-old Manuk. Development of the agriculture business will provide a stable income for Ruzanna and her family and allow her to make savings for her sons' education.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $14,314,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Ruzanna to pay for two cows, thread, diesel and the renovation of a tractor.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 9, 2012
Aug 22, 2012
Currency Exchange Loss:
Sep 17, 2014